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Critical Advantage - Lump-Sum Payout to use as you Want - When you Need it Most!


Who Do You Know?

Do you know someone who has been diagnosed with a serious condition such as cancer, heart disease or Alzheimer’s?

Do you know what you would do in that situation?

Would you be able to continue to pay your mortgage and other monthly expenses while you’re recovering?

Mutual of Omaha Insurance Company’s Critical AdvantageSM portfolio, which comprises of Critical Illness Insurance, Cancer Insurance, and Heart Attack/Stroke Insurance, may help by providing funds to use as you choose.

It’s money you may use to:

• Help replace lost income while you or your spouse are unable to work

• Keep up with ongoing expenses

• Pay health insurance deductibles and co-pays

• Hire home care services or child care

• Travel to receive treatment

Designed with your recovery in mind, these products may provide some peace of mind in your time of need. Each policy pays a lump-sum benefit upon first diagnosis —from $10,000 to $100,000, depending on the amount you select. You also have the option to cover your family.



| Cancer | Heart Attack/ Stroke

Issue Ages

18 – 89, 18-64

Coverage Plans

Individual, Single Parent, Family

Benefit Amounts 

$10,000 to $100,000

Basic Benefits

Lump-Sum Payment

Coverage Options

Lifetime Coverage

Underwriting Guidelines

• Express (benefit amounts of $10,000 to $50,000)

• Simplified (benefit amounts of $51,000 to $100,000)

Ages 18-89 Covered Conditions (Cancer/Heart Attack/Stroke Plan )

Cancer – Internal Cancer or Malignant Melanoma – 100%
Heart Attack & Stroke Conditions – 100%
Coronary Artery Disease - 25%
Ages 18-64 Covered Conditions (Critical Illness Plan) Cancer – Internal Cancer or Malignant Melanoma – 100%
Heart Attack & Stroke Conditions – 100%
Coronary Artery Disease - 25%
Alzheimer's Disease - 100%
Kidney (renal failure) - 100%
Major Organ Transplant - 100%

Optional Riders (Additional Premium Applies)

  • Cancer • Heart Attack/Stroke

 - Features and riders may not be available with all policies or approved in all states.  Any offer for insurance or coverage provided is subject to the company's underwriting requirements.

Call  or email me today (Todd Concklin, 1-800-443-5149 X2 / todd@LRCASSOC.com) to learn how the Critical Advantage portfolio may help with non-medical expenses so you may focus on what’s important…getting well.

P.S. Good news! More and more people are surviving serious conditions like the ones covered by the

Critical Advantage portfolio. Allow me to show you how to get the financial help you need while you’re on the road to recovery.

Critical Advantage Brochure