Todd started out working nights in the office after school stuffing envelopes for mailings and gradually worked his way up. He entered the insurance business in 1984 and was licensed at age 18. Although he's still stuffing envelopes he is now also in charge of the technology and marketing aspects of the business.
Todd is married with 3 children and lives in Orange County NY. In his spare time he enjoys spending time with his family, coaching his daughters travel softball team and riding his Harley.